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- Low Rate Home Loan Alt Doc- Options (Owner Occupied) (Principal and Interest)
Low Rate Home Loan Alt Doc- Options (Owner Occupied) (Principal and Interest)
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
7.49%
Comparison rate* p.a.
7.49%
Low Rate Home Loan Alt Doc- Options (Owner Occupied) (Principal and Interest)
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
7.49%
Comparison rate* p.a.
7.49%
Homeloans.com.au Variable Rate Home Loan overview
For Low Rate Home Loan Alt Doc- Options (Owner Occupied) (Principal and Interest) (LVR 70%-80%)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
80%
Total repayments
Interest rate type
Variable
Borrowing range
$50k - $100m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Homeloans.com.au Pty Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Pros and Cons
For Low Rate Home Loan Alt Doc- Options (Owner Occupied) (Principal and Interest)
Benefits
- No upfront or ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Higher than average interest rate
- No repayment holidays
