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- Low Deposit Home Loan
Low Deposit Home Loan
- Owner Occupied
- Variable
- 2% min deposit
- P&I
Interest rate p.a.
7.26%
Comparison rate* p.a.
7.36%
Low Deposit Home Loan
- Owner Occupied
- Variable
- 2% min deposit
- P&I
Interest rate p.a.
7.26%
Comparison rate* p.a.
7.36%
Keystart Variable Rate Home Loan overview
For Low Deposit Home Loan (Principal and Interest)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
98%
Total repayments
Interest rate type
Variable
Borrowing range
$10k - $480k
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Keystart to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$850
Application fee
$600
Legal fee
$250
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$77
Pros and Cons
For Low Deposit Home Loan
Benefits
- No ongoing fees
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- No offset account
- Higher than average interest rate
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
