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  4. Investment Fixed Home Loan

Investment Fixed Home Loan

  • Investor
  • Fixed 1 year
  • 20% min deposit
  • P&I

Interest rate p.a.

6.19%

Comparison rate* p.a.

6.15%

Investment Fixed Home Loan

  • Investor
  • Fixed 1 year
  • 20% min deposit
  • P&I

Interest rate p.a.

6.19%

Comparison rate* p.a.

6.15%

Pacific Mortgage Group Fixed - 1 year Rate Home Loan overview

For Fixed Investment Loan (Principal and Interest) 1 year

No owner occupier products available

Details

Maximum LVR

80%

Total repayments
Interest rate type

Fixed - 1 year

Borrowing range

$50k - $5m

Suitable for

Investors

Loan term range

1 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Pacific Mortgage Group to view Target Market Determination.

Features

Extra repayments

Not Allowed

Redraw facility

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$0

Application fee

$0

Legal fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$0

Pros and Cons

For Investment Fixed Home Loan

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • 100% full offset account
  • Split account option

Drawbacks

  • No extra repayments
  • No redraw facility
  • Loan reverts to higher rate after fixed period
Home loans

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