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Fixed Investment Loan (Interest Only)
- Rewards
- Investor
- Fixed 2 years
- 10% min deposit
- Interest Only
Rewards
100k Qantas Frequent Flyer Points per year for the life of your loan
Interest rate p.a.
6.24%
Comparison rate* p.a.
6.30%
Fixed Investment Loan (Interest Only)
- Rewards
- Investor
- Fixed 2 years
- 10% min deposit
- Interest Only
Interest rate p.a.
6.24%
Comparison rate* p.a.
6.30%
Qantas Money Fixed - 2 years Rate Home Loan overview
For Fixed Investment Loan 2 Years (Interest Only) (LVR < 90%)
No owner occupier products available
Details
Maximum LVR
90%
Total repayments
Interest rate type
Fixed - 2 years
Borrowing range
$300k - $3m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Interest only
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Monthly
Target Market Determination
Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Optional offset available for $10 per month
Fees
Total estimated upfront fees
$840
Application fee
$345
Legal fee
$0
Valuation fee
$0
Settlement fee
$345
Other upfront fee
$150
Ongoing fee
$0
Discharge fee
$325
Pros and Cons
For Fixed Investment Loan (Interest Only)
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
