- Home
- Personal Loans
- Handy Finance
- Personal Loan
Personal Loan
- 1 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
6.57%
up to 9.49%
Comparison rate* p.a.
7.19%
up to 12.02%
Personal Loan
- 1 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
6.57%
up to 9.49%
Comparison rate* p.a.
7.19%
up to 12.02%
Calculate your repayments for this loan
$
Your estimated repayment
$614
based on 20000 loan amount for 3 years at 6.57%
Pros and Cons
For Personal Loan
Benefits
- No ongoing fees
- Flexible repayment options
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
- Fast time to funding
Drawbacks
- Higher than average application fee
- Cannot apply in branch
Handy Finance Rate Personal Loan overview
For Personal Loan
Details
Total repayments
$22,090
Interest rate type
Fixed
Borrowing range
$2k - $75k
Security type
Unsecured
Loan term
1 to 7 years
Secured by
Loan type
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Handy Finance to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
24 hours
Fees
Upfront fee
$250
Ongoing fee
$0
Missed payment penalty
$35
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
"Be 18 years of age or older. Be a citizen or permanent resident of Australia. No outstanding or unpaid defaults. Have no history of bankruptcy, nor be party to court judgement. Not be in hardship with a different financial provider."
