the sale has ended in may 2017

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Australia’s biggest home loan sale will be back later in the year, but that doesn’t mean you can’t nab a great refinancing deal right now.

There are plenty of low rate home loans available right now which are likely to save you thousands of dollars over the life of your loan, particularly if you are with a big four bank.

Still want to switch and save?
You can still refinance & save

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*When we say, you could save up to $39,000, this is not a prediction, it is an estimated saving over 15 years for a borrower with a home loan of $353,700 and an interest rate of 4.52% pa – of course, we have made some assumptions and we are happy to share details of how we got to this figure. And there are other things you should know when thinking about switching to save.
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FAQS

The calculations are a model only, and not a prediction. The results are only estimates, whereas the actual amounts may be higher or lower. We cannot predict things that will affect these results such as changes in interest rates and their differentials. 

We used your data and compared against the loans that we have on sale.

To do your own independent calculations we recommend using the ASIC mortgage switching calculator. This calculator is provided by the Australian Government.

Success Stories

When we first moved to Australia, we joined ANZ, so naturally we got a mortgage with them too. But we weren’t happy with their rising rates so I did some research and swapped to Reduce. They were very kind and helpful, and now we’re saving almost $400 a month!

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Ana and Marian

Owner occupiers Truganina, VIC

We had been on a Westpac mortgage for 10 years when they sent us letters saying they were raising rates. We spoke to ING and they quickly got the ball rolling. I’m self-employed and even for me it was a straightforward process. Now we’re saving over $2,500 a year.

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Steve and Emily

Owner occupiers Roweville, VIC

I’d been with CBA since I was a kid. One day I found a lower rate with Reduce Home Loans on a comparison site and made the switch. Reduce made it easy and straightforward, and now I’m saving almost $5,000 each year on my home and investment property.

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Nick

Owner Occupier & Investor Southport, QLD