RateCity.com.au
  1. Home
  2. Savings Accounts
  3. BOQ
  4. Smart Saver Account

Smart Saver Account

  • Bonus interest with conditions
  • Linked account required

Maximum rate p.a.

5.00%*

Base rate p.a.

0.05%

Smart Saver Account

  • Bonus interest with conditions
  • Linked account required

Maximum rate p.a.

5.00%*

Base rate p.a.

0.05%

RateCity says

"Meet the conditions of this competitive interest rate savings account and enjoy ongoing bonus interest, no ongoing fees and no minimum balance."

Pros and Cons

For Smart Saver Account

Benefits

  • Maximum interest rate ranked in the best 20% (conditions may apply)
  • Ongoing bonus interest (conditions apply)
  • No ongoing account fees
  • No minimum balance

Drawbacks

  • This is a digital only product; branch and phone banking not available
  • Only available with linked transaction account

BOQ Rate Savings Account overview

For Smart Saver Account

Account Details

Maximum rate p.a.

5.00%*

Minimum age restrictions

36

Base rate p.a.

0.05%

Maximum age restrictions

Maximum rate condition

*Deposit at least $1000 and make 5 or more elig...

Minimum opening deposit

$0

Interest calculation method

Tiered

Target Market Determination

Visit Bank of Queensland to view Target Market Determination.

Features

Joint application available

Is online only

Linked account required

Methods of Access

Internet facility

ATM access

Phone facility

Eftpos facility

Branch access

App

App only

Fees

Account keeping fees

$0

Eftpos fee

N/A

ATM withdrawal fee

N/A

Overseas eftpos fee

N/A

Internet transaction fee

N/A

Over the counter deposit fee

N/A

Phone transaction fee

N/A

Over the counter withdrawal fee

N/A

Other Restrictions

Bonus Criteria. Physical access to BOQ branches to deposit money only