Freedom of Choice - Personal Superannuation Service

Freedom of Choice is a sub-fund of AMG Super Fund offering flexibility and investment choice to members within a low-cost structure. The Personal Superannuation Service is for personal members and members who joined via a successor fund transfer from The Executive Superannuation Fund. Freedom of Choice members have access to a wide range of diversified and single sector managed funds, ASX listed securities and a selection of term deposits. Performance history is not available for the AMG MySuper option.Fees for the AMG MySuper option are competitive and lower than the industry average across all account balances assessed. Members invested in options other than the AMG MySuper receive a reduced asset-based administration fee on account balances over $250,000. Exit fees apply for withdrawals while investment switches are free of charge.A full suite of insurance cover is offered, with Death, Total & Permanent Disablement (TPD) and Income Protection (IP) cover provided to eligible members upon application. Income Protection (IP) cover is available to members working at least 15 hours per week and provides up to a maximum of 85% of salary including 10% super contributions. IP benefit payment period includes 2 years, 5 years and to age 65, on a choice of 30, 60, and 90 day waiting period. Online account access is available to members and employers, as well as a range of educational and reporting publications.