Australian Ethical Retail Superannuation Fund - Personal

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Past 5-year return
9.02%
Admin fee
$97
Calculated Fees on 50k
$662
Extensive investment menu.
Contribution fees removed from 1 July 2012.
Free educational roadshows and seminars.
Beneficiary nomination - Binding or Non Binding (preferred).
Variable insurance options (Death, Death & Total & Permanent Disablement (TPD) and IP).
Australian Ethical was established in 1986 to promote ethical investments that adhere to the Australian Ethical Charter. The fund has continued to be Infinity Recognised, in recognition of its strong commitment to environmental and social investment principles. As the winner of the 2018 Fast Mover award, Australian Ethical is the fastest growing superannuation fund in the industry, driven by strong product positioning, promotion and distribution strategies. With a selection of 7 Diversified and Single Sector investment options across a range of asset classes, Australian Ethical stringently monitors the investment activities of the companies that it invests in. The fund's Balanced option has underperformed the SuperRatings Index over the short and long term.Fees for the Balanced option are lower than the industry average across all assessed account balances. Furthermore, for large account balances over $250,000 invested in other investment options, administration fee discounts may apply. No switching fees are applicable, although buy-sell spreads may be charged for changing investment options. Exit fees also apply for partial or full withdrawals.Default Death & TPD cover is provided to eligible members upon joining the fund. Members can also apply for unlimited Death Only cover and up to $5 million of TPD cover. Income Protection (IP) insurance is also available, covering up to 85% of salary, or a maximum of $30,000 per month, with benefit payment periods of 2 years, 5 years or to age 65.With the transition to a new administrator, Mercer, completed in December 2017, Australian Ethical offers members enhanced website functionality with a brand new and mobile friendly online account.

Fees & fund features

Admin fee
Admin fee
$97
Exit fee
Exit fee
$50
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.64%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$97
Exit fee
Exit fee
$50
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.64%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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