Intrust Super - Select Super
- Last updated on 15 Aug 2020
First State Super
$91
$646
Established in 1988, Intrust Super is an industry fund specifically catering to the retirement needs of members employed within the hospitality, clubs, tourism and retail sectors, with membership now open to all industries. The fund was a finalist for the 2020 Career Fund of the Year award as well as the 2020 Best New Innovation award for SuperCents. The Select Super product offering is designed for members seeking all the benefits of being an Intrust Super member without requiring regular employer contributions paid into their super account (e.g. spouses and self-employed).Select Super offers a range of 10 investment options to choose from, providing members with access to 5 Pre-Mixed and 5 Single Sector options. The Balanced option underperformed the SuperRatings Index over the 1 year period to 30 June 2019, however, outperformed over the longer term.Fees are lower than the industry average across all account balances assessed. Members are able to switch investment options at no cost.A full suite of insurance cover is offered, with Death and Total & Permanent Disablement (TPD) insurance cover automatically provided to eligible members upon joining the fund. PayGuard Income Protection cover is available to a maximum of 90% of salary plus 10% super contributions, with a two-year benefit payment period and a choice of four waiting periods.Intrust Super provides members with access to online educational modules via Learning360 and Money Basics, online super advice via Super360 and full financial planning service via Adviser360. Additional member benefits include the Intrust Super Rewards program and SuperCents, a savings app which invests spare change from everyday transactions into a member's Intrust Super account. Intrust Super's secure online facility, MemberAccess, further allows members to view and update account details, as well as perform transactions.
Admin fee $91 | Health insurance |
Administration fee (%) 0.3% | Binding nominations |
Indirect cost ratio (%) | Anti-detriment payments |
Exit fee $0 | Switching fee $0 |
Financial planning service | Employer size discount |
Credit cards | Home loans |
Insurance life event increases | Non-lapsing binding nominations |
Investment fee 0.81% | Long term income protection |
Account size discount |
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
Product | Past 5-year return | Admin fee | Company | Calc fees on 50k | Features | SuperRatings awards | Go to site | |
|---|---|---|---|---|---|---|---|---|
5.53% | $78 | Intrust Core Super - MySuper | $633 | Advisory services Death insurance Income protection Online access Term deposits Variety of options |   | More details | ||
5.53% | $78 | Intrust Super - Core Super | $633 | Advisory services Death insurance Income protection Online access Term deposits Variety of options | | More details | ||
5.53% | $91 | Intrust Super - Executive Super | $646 | Advisory services Death insurance Income protection Online access Term deposits Variety of options | |