- Home
- Term Deposits
- Coastline Credit Union
- Gold Benefits Term Deposit
Gold Benefits Term Deposit
- 6 months
- Automatic maturity rollover
Interest rate
4.40%
Maximum rate
4.40%
for 6 months
Gold Benefits Term Deposit
- 6 months
- Automatic maturity rollover
Interest rate
4.40%
Maximum rate
4.40%
for 6 months
Pros and Cons
For Gold Benefits Term Deposit
Benefits
- 12 month interest rate (for $50k deposit) ranked in the best 20%
- Only 1 days notice to withdraw funds before maturity
- Automatic maturity rollover
Drawbacks
- Interest cannot be paid to other institution
Coastline Credit Union Rate Term Deposit overview
For Gold Benefits Term Deposit
Features
Min deposit
$5,000
Automatic maturity rollover
Maturity alert by phone
Maturity alert by email
Joint application available
Minimum age requirement
50
Notice period to withdraw
1
Is covered by government guarantee
Target Market Determination
Visit Coastline Credit Union to view Target Market Determination.
Interest
Interest calculation frequency
Daily
Interest payment frequency options
At Maturity
Interest payment via other institution
Interest payment method
-
Fees
Account keeping fee
$0
Early withdrawal fee
Rates
TermRates on deposit of ($5,000 - $24,999)Rates on deposit of ($25,000 - $49,999)Rates on deposit of ($50,000 - $99,999,999)
6 months4.40%4.50%4.60%
1 year4.40%4.50%4.60%
2 years3.90%4.00%4.10%
Promoted term deposit products
Personal Term Deposit (At Maturity)
Real Time Rating™
- 2024 Award Winner
- 6 months
- Automatic maturity rollover
- Joint application available
Interest rate
5.10%
for 6 months
Min deposit
$1,000
Maximum rate
5.10%
for 6 months
Term Deposits
Real Time Rating™
- 3 months
- Automatic maturity rollover
- Joint application available
- Maturity alert by email
Interest rate
4.75%
for 3 months
Min deposit
$1,000
Maximum rate
4.80%
for 12 months
Term Deposit
Real Time Rating™
- 1 month
- Automatic maturity rollover
- Joint application available
- Interest payment to other institution
Interest rate
0.50%
for 1 month
Min deposit
$5,000
Maximum rate
5.00%
for 7 months
Special Term Deposit
Real Time Rating™
- 12 months
- Automatic maturity rollover
- Joint application available
- Maturity alert by email
Interest rate
4.75%
for 12 months
Min deposit
$5,000
Maximum rate
4.75%
for 12 months
Product data updated on 6 May 2024