RBA cuts interest rates to historic low

The Reserve Bank of Australia slashed the official cash rate to an historic low of 1.5 per cent today. 

How much of an RBA rate cut do lenders pass on?

How much of an RBA rate cut do lenders pass on?

What the ANZ bank fees case means for credit card customers

What the ANZ bank fees case means for credit card customers

RBA cuts the cash rate - which banks have moved?

Following the RBA’s cash rate cut all are on lenders to see if they intend to pass this cut on. A full list of lenders intending to move is below.

Learning to love your plastic

Often we're told to beware of credit cards and the tricks and traps of marketers. While we should always be on our toes with these sorts of things, it's important to remember that credit cards aren't all evil. In fact, when used wisely, they can be a great everyday spending tool.

Interest rates to hold in April, despite pressure to cut

The Reserve Bank is likely to leave rates on hold again tomorrow for the 11th consecutive month,despite growing pressure for a rate cut. A RateCity.com.au analysis of 26 key economic indicators shows that a higher Australian dollar, a dip in consumer confidence and a property market coming off the boil won’t be enough to prompt a rate cut this month.

RBA unlikely to surprise mortgage holders today

The Reserve Bank is expected to keep official rate steady at 2 per cent today, despite indications from the board that the next move will be down.A RateCity.com.au analysis of the key economic indicators shows that an unexpected rise in unemployment and sluggish inflation won’t be enough to spur the Reserve Bank into action this month. Sally Tindall, money editor at RateCity.com.au, said that while these indicators pointed to a rate cut, the RBA board was expected to bank it for another day.

Rates on hold but market still awash with home loan bargains

The RBA has this afternoon announced that rates will remain on hold for the moment but banks are continuing to offer low interest rate deals for ideal borrowers with big deposits.

Will tomorrow's RBA meeting lead to a cut in home loans?

While economists across the country widely agree rates are set to stay on hold at 2 per cent, the Reserve Bank’s first meeting of 2016 tomorrow will set the agenda for the year. The pressure on our central bank to cut rates has, if anything, increased in the wake of a wavering Aussie dollar, plunging commodities and a nervous stock market, which means we could see a rate cut or two in the coming months.

Chattel mortgages explained

When researching car finance deals, the options can be seemingly endless. While most private buyers will go with a personal car loan there are many more varied and complex options available to those who plan to use the vehicle for business purposes. That's where Chattel mortgages come in to play.