Do smart cards improve credit card security?

Credit card fraud is still an increasing concern so it's reassuring that added security measures, like smart cards, are being employed to help keep our credit cards and money safe.

Gap insurance revolution

The gap insurance market in Australia is transforming with the introduction of a new provider that allows motorists to purchase it online rather than being sold the product by a car dealer.

Overextending ourselves to get our dream home

We would like to believe that lenders have our best interest at heart, but where money is involved, there is only one person who knows what’s best for you – you! Mortgage stress is an overwhelming concern for a number of Australians as they financially over-extend themselves to get their dream home.

Five barriers to savings and how to beat them

Avoid the five most common speed humps when racing to your savings goals. Opening a savings account can be a good discipline for putting a stop to your spending habits. However, the biggest hurdle most people face in trying to cultivate regular savings is the daily pressures of bills and general life expenses.

What is a low doc home loan?

Home loans span across many lenders and come with varying benefits to cater to individual needs. Selecting one that matches your particlar needs and circumstances is important. If you're self-employed a low doc home loan might be your best choice.

Making the most of a credit card balance transfer

When is it a good idea to transfer the balance on your credit card and how do you go about it? The kids are back at school and youve finally found the time to have a close look at your holiday season credit card statement. If the closing balance is alarmingly high with an interest rate to match perhaps it

Are you cashing in on your MasterCard credit card rewards?

Are you taking advantage of your MasterCard credit or debit card rewards? MasterCard delivers with a range of common card types for every spender and a whole lot of perks.

How to identify good and bad credit cards

Can you spot a bad credit card? Identifying the right credit card comes down to doing your research and understanding your spending and repayment habits.

How to AVOID voiding your car insurance

Buying insurance is purchasing an insurers promise to pay - but will the insurer pay your claim? Not "voiding" your car insurance involves many things of common sense. Here are some hints and tips on what may not occur to all motorists.