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- Straight Up Owner Occupied Celebrate (Principal and Interest)
Straight Up Owner Occupied Celebrate (Principal and Interest)
- Owner Occupied
- Variable
- 40% min deposit
- P&I
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.27%
Straight Up Owner Occupied Celebrate (Principal and Interest)
- Owner Occupied
- Variable
- 40% min deposit
- P&I
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.27%
Athena Variable Rate Home Loan overview
For Straight Up Owner Occupied - Celebrate (LVR 50%-60%) (Principal and Interest)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
60%
Total repayments
Interest rate type
Variable
Borrowing range
$100k - $2m
Suitable for
Owner Occupiers
Loan term range
10 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Athena Home Loans Pty Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
RateCity says
"The more of your home you pay off, the lower your rate could be. This low rate is available for borrowers with equity of 40% or more."
Pros and Cons
For Straight Up Owner Occupied Celebrate (Principal and Interest)
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- No offset account
- Maximum loan amount is limited to 60% of the property's value
- No repayment holidays
