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Athena home loans

Athena is a direct mortgage provider based in Sydney. As a digital non-bank lender, Athena can provide competitive interest rates and personalised customer service to help customers save time and money on their mortgage. Athena also offers like-for-like loans, where existing Athena customers get to enjoy the same interest rates as new customers, so nobody misses out on the best available rate from Athena.

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose Athena


  • Competitive rates
  • Like-for-like loans
  • No application fees, ongoing fees or exit fees


  • Not available to all self-employed borrowers

Athena Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

25 years

Your estimated mortgage repayments


at interest rate 5%

Total interest payable


Total loan repayments


Contact a mortgage broker

Athena homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Simon O'Kelly

Customer Representative Number: 511481
49 Google reviews

Get expert advice from a home loans specialist.

I specialise in helping: • First Home buyers • Refinancing to get extra funds, a better rate or to consolidate other d...

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broker profile picture

Kurt Wang

Customer Representative Number: 552818
204 Google reviews

Get expert advice from a home loans specialist.

I am an experienced mortgage broker with a strong financial background, boasting three years of dedicated service in the...

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.