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- Athena
- Owner Occupier Fixed (Principal and Interest)
Owner Occupier Fixed (Principal and Interest)
- Owner Occupied
- Fixed 1 year
- 50% min deposit
- P&I
Interest rate p.a.
6.84%
Comparison rate* p.a.
6.08%
Owner Occupier Fixed (Principal and Interest)
- Owner Occupied
- Fixed 1 year
- 50% min deposit
- P&I
Interest rate p.a.
6.84%
Comparison rate* p.a.
6.08%
Athena Fixed - 1 year Rate Home Loan overview
For Owner Occupier Fixed 1 year (LVR < 50%) (Principal and Interest)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
50%
Total repayments
Interest rate type
Fixed - 1 year
Borrowing range
$100k - $2m
Suitable for
Owner Occupiers
Loan term range
5 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Athena Home Loans Pty Ltd to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Pros and Cons
For Owner Occupier Fixed (Principal and Interest)
Benefits
- No upfront or ongoing fees
- Split account option
Drawbacks
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Maximum loan amount is limited to 50% of the property's value
- No repayment holidays
