IQ Basic Home Loan Fixed (Principal and Interest) 2 Years (LVR 70%-80%)

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No upfront or ongoing fees
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Limited extra repayments
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 2 years
Borrowing range
Borrowing range
$150k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$578,664View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
At Cost
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$400
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 2 years
Borrowing range
Borrowing range
$150k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$578,664View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
At Cost
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$400

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Aussie, founded as Aussie Home Loans, is both a lender and a mortgage broker and offers a range of services. Aussie has over 200 retail stores and 1,000 mobile and retail brokers throughout the country. Aussie’s been working on home loans for over 25 years now – finding innovative ways to give Australians the right deal on one of life’s most important purchases.

Aussie is recognised as the industry-leading brokerage by winning several industry awards, including the Australian Banking & Finance Magazine’s ‘Mortgage Broker of the Year’ award eight times consecutively. In addition, it won ‘The Adviser’s Top Brokerage’ award six years in a row between 2013 and 2018, as well as the Australian Broking Award’s ‘Major Brokerage of the Year – Franchise’ four years in a row between 2014 and 2017.

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