All Home Loan Companies

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.

Ubank
Hsbc
Reduce Home Loans
Nab
Bank Australia
Mortgage House
Beyond Bank
Scu
Well Home Loans
Australian Unity Home Loans
Greater Bank
Newcastle Permanent

Big 4 banks

Australian and New Zealand Banking Group
Commonwealth Bank of Australia
NAB
Westpac

Bank

Bankvic
Boq
Sge Credit Union
Racq
Adelaide Bank
Ing Direct
Wide Bay Australia
Bendigo Bank
Beyond Bank
Circle Credit Co Op
Commonwealth Bank
Regional Australia Bank
Defence Bank
Heritage Bank
Hume Bank
Mystate
P N Bank
Police Bank
St George Bank
Bank Of Sydney
Macquarie Bank
Bank Of Us
Bankwest
Citibank
Qbank
Service One Members Banking
Suncorp Bank
Teachers Mutual Bank
Delphi Bank
Anz
Australian Military Bank
Bank Of Melbourne
Imb
Nab
Unicredit Wa
Bank First
Bank Of China
Bank Australia
Banksa
Arab Bank Australia
Bankstown City Cu
Greater Bank
Hsbc
Me Bank
Qudos Bank
Endeavour Mutual Bank
Westpac
Amp Bank

Mutual

Bankvic
Family First Cu
Sge Credit Union
Newcastle Permanent
Northern Inland Credit Union
Racq
Southern Cross Credit Union
The Capricornian
Beyond Bank
Coastline Credit Union
Community First Cu
Regional Australia Bank
Cua
First Option Credit Union
Heritage Bank
Hume Bank
Macquarie Credit Union
P N Bank
Police Bank
Scu
The Mac
Transport Mutual Credit Union
Bcu
Easy Street Fin Services
Gateway Bank
Holiday Coast Cu
People S Choice Credit Union
Qbank
Service One Members Banking
Teachers Mutual Bank
Move Bank
The Mutual
Australian Military Bank
Hunter United
Imb
Summerland Cu
Unicredit Wa
Qccc
Bank First
Credit Union Sa
Bank Australia
Catalyst Money
Greater Bank
Horizon Credit Union
Illawarra Cu Nsw
Me Bank
Qudos Bank
Endeavour Mutual Bank

Minor Bank

Bankvic
Boq
Sge Credit Union
Racq
Adelaide Bank
Ing Direct
Wide Bay Australia
Bendigo Bank
Beyond Bank
Circle Credit Co Op
Regional Australia Bank
Defence Bank
Heritage Bank
Hume Bank
Mystate
P N Bank
Police Bank
St George Bank
Bank Of Sydney
Macquarie Bank
Bank Of Us
Bankwest
Citibank
Qbank
Service One Members Banking
Suncorp Bank
Teachers Mutual Bank
Delphi Bank
Australian Military Bank
Bank Of Melbourne
Imb
Unicredit Wa
Bank First
Bank Australia
Banksa
Arab Bank Australia
Bankstown City Cu
Greater Bank
Hsbc
Me Bank
Qudos Bank
Endeavour Mutual Bank
Amp Bank

Finance Company

Rams
Squirrel
Aussie
Liberty Financial
Australian Financial
Firstmac
Loan Market
State Custodians
Yellow Brick Road
Resi Mortgage Corp
Tic Toc
Resimac
Australian Unity Home Loans
Mortgage House
Real Home Loans
Lj Hooker
Switzer Home Loans
Pepper
Morgan Brooks
Rate Chaser
La Trobe Financial
Virgin Money

Mutual Bank

Bankvic
Geelong Bank
Sge Credit Union
Racq
Beyond Bank
Regional Australia Bank
Heritage Bank
Hume Bank
P N Bank
Police Bank
Qbank
Service One Members Banking
Teachers Mutual Bank
Australian Military Bank
Imb
Unicredit Wa
Bank First
Bank Australia
Greater Bank
Me Bank
Qudos Bank
Endeavour Mutual Bank

Online Only

Ratebusters
Online Home Loans
Imortgage
Bideloan
Well Home Loans
Homestar Finance
Pacific Mortgage Group
Click Loans
Loans Com Au
Reduce Home Loans
Ubank
Freedom Lend

Major Bank

Commonwealth Bank
Anz
Nab
Westpac
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Talk to a broker.

For expert home loan advice and access to exclusive offers, contact a mortgage broker today.

Talk to an expert

How do I choose a lender?

Australia's lending market is crowded with lenders vying for your business, so before you make a decision, it's worth mapping out exactly what you are looking for in a loan - and at what cost. 

Lenders compete on a number of fronts, including with competitive interest rates, low or no fees and a variety of features, including offset accounts, redraw facilities and add-ons like rewards cards. 

If you are looking for a feature-rich loan, it's worth keeping in mind that it may come at a cost of a lower rate. 

Choosing the wrong loan can cost you. You may be paying off the loan for a lot longer than you anticipated or you may be paying extra each year in hidden fees. That's why it's essential to do your research at the start. 

How big does my home loan need to be?

Everyone has a different financial situation, which is why there's no such thing as a one-size-fits-all home loan. You will need to weigh up your individual circumstances and select a product that's most suitable for your needs.

A good place to start is to use our mortgage calculator. All you need to do is input some key figures and it will give you an idea of what your first home loan repayments might be. You will also be presented with a list of lenders who are offering mortgages that might be right for you.

It's important to ask yourself 'how much can I borrow?' during the early stages of the search for a mortgage. No matter whether you're looking for your first home loan or want to re-mortgage, it's wise to have a firm idea of exactly where your finances stand before approaching a lender.

Your deposit will play an important part in this. The more money you have to put down on a property, the more appealing you will appear to a prospective lender. Aim for around 20 per cent of the property's value for the greatest bargaining power. Remember to use home loan comparison tools to determine what your ideal mortgage solution is.

Why should I use RateCity to compare home loans?

Do you want to know if you're getting a competitive deal on your current home loan or are you in the market for a new one? RateCity allows you to search, compare and apply for more than 2,000 home loans. All you have to do is complete the mortgage form at the top of this page to receive immediate results, or head straight to one of our popular searches found at the base of this page.

Some of the benefits of using the RateCity home loan comparison service are:

  • We can help you search, compare and apply for more than 2,000 home loans
  • Input your personal information for immediate results
  • We offer a mortgage calculator to give an idea of your borrowing power
  • Our service extends to investment home loans, SMSF loans, and line of credit and equity loans
  • We work with some of the biggest lenders in the country, as well as smaller ones you might not otherwise have considered

Which home loan should I choose?

The only person who can determine which home loan is right for your needs is you. Industry experts can provide all the facts and figures you need to carry out a home loan comparison, but the final decision rests with the person making the application.

If you need further information, we recommend that you take a look at our Home Loan Guide. It gives a valuable insight into the criteria you'll need to consider when weighing up the options.

You might be applying for your first home loan or moving up the property ladder. In either situation, it's imperative that you know the short- and long-term financial ramifications of your decision, and choose a product that most accurately reflects your requirements.

Mortgage Guide

Read the Home Loans Guide

RateCity's Mortgage Guide provides you with tips and useful information on what to consider when purchasing a mortgage.

We understand how important it is that you find the right mortgage as not only will you be able to rest assured with the confidence of knowing that you have made the right decision but you may also be able to save money in the long term.

Our Mortgage Guide offers the most up-to-date information, hints and tips and all you need to know about mortgages and what you need to be aware of throughout the entire process of purchasing a mortgage. Whether you want to know about mortgage repayments and how they are calculated, the fees involved with getting a mortgage or different features available with some home loans, you are in the right place.

 

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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