Australian Unity Health, Wealth & Happiness Package Home Loan Fixed (Principal and Interest) 1 Year (LVR < 80%) | Review & Compare Home Loans

Health, Wealth and Happiness Package

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Interest Rate

3.83

% p.a

Fixed - 1 year

Comparison Rate*

3.43

% p.a

Maximum LVR

Less than 80%

Real Time Rating™

Monthly Repayment

$1,555

based on $300,000 loan amount for 25 years at 3.83%

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Summary
Features & fees
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Interest Rate

3.83

% p.a

Fixed - 1 year

Comparison Rate*

3.43

% p.a

Maximum LVR

Less than 80%

Real Time Rating™

Monthly Repayment

$1,555

based on $300,000 loan amount for 25 years at 3.83%

Calculate your repayments for this loan

Your estimated repayment

$1,555

based on $300,000 loan amount for 25 years at 3.83%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,494

based on $300,000 loan amount for 25 years at 3.45%

Interest Rate

3.45

% p.a

Fixed - 1 year

Comparison Rate*

2.71

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,367

based on $300,000 loan amount for 25 years at 2.64%

Interest Rate

2.64

% p.a

Variable

Comparison Rate*

2.56

% p.a

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Real Time Rating™

More Features

Monthly Repayment

$1,423

based on $300,000 loan amount for 25 years at 3%

Interest Rate

2.60

% p.a

Intro 24 months

Comparison Rate*

2.96

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Health, Wealth & Happiness Package Home Loan Fixed (Principal and Interest) 1 Year (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No upfront fees
Parents can sign as guarantor
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No redraw facility
Loan reverts to higher rate after fixed period
Ongoing fee
Discharge fee at end of loan

Home loan overview

For Health, Wealth & Happiness Package Home Loan Fixed (Principal and Interest) 1 Year (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR Less than 80%	Total Repayments $466,500 View repayment schedule »
Next LVR 3.98% for max LVR 89.99%	Interest rate type Fixed - 1 year
Borrowing range $200k - $2.5m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $10000 during fixed period	Offset account Partial offset account
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $399 annually	Discharge fee 375

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit Australian Unity to view Target Market Determination.

Checkout more home loans

Interest Rate

4.04

% p.a

Fixed - 1 year

Comparison Rate*

4.31

% p.a

Cashback

Receive $4000 in cashback when you refinance

Real Time Rating™

Interest Rate

4.09

% p.a

Fixed - 1 year

Comparison Rate*

4.35

% p.a

Interest rates ranked in the best 20%
No upfront fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

4.99

% p.a

Fixed - 1 year

Comparison Rate*

5.04

% p.a

Suitable for low deposits
Parents can sign as guarantor
Split account option

Real Time Rating™

Interest Rate

3.45

% p.a

Fixed - 1 year

Comparison Rate*

2.71

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Product data updated on 30 Jun 2022

FAQs

The range you can borrow from this loan is $200k to $2,500,000.

This loan option comes with a maximum loan-to-value ratio of 79.99 percent, which means it requires a minimum deposit of 20.01 percent

Australian Unity allows you to have this loan for a range of 1 to 30 years.

Australian Unity allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact Australian Unity.

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