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- Wealth Builder Investor Loan
Wealth Builder Investor Loan
- Investor
- Variable
- 30.01% min deposit
- P&I
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.52%
Wealth Builder Investor Loan
- Investor
- Variable
- 30.01% min deposit
- P&I
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.52%
Australian Unity Variable Rate Home Loan overview
For Wealth Builder Investment Loan - Discounted (Principal and Interest) (LVR < 70%)
No owner occupier products available
Details
Maximum LVR
69.99%
Total repayments
Interest rate type
Variable
Borrowing range
$200k - $2.5m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Australian Unity Limited to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Annual Fee waived on credit card product, 10% discount on Australian Unity health insurance over for new customers, $100 once off Allianz insurance credit when landlord policy is purchased through Australian Unity.
Fees
Total estimated upfront fees
$600
Application fee
$600
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$375
Pros and Cons
For Wealth Builder Investor Loan
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 69.99% of the property's value
