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Commonwealth Bank home loans
As one of Australia’s largest banks and one of the biggest of the “Big 4”, Commonwealth Bank (CBA) doesn't always offer the lowest rates on the market, but is able to offer competitive home loan offers, including package deals with other financial products.
CBA has a variety of home loans available at a range of different interest rates. As a general rule, owner-occupiers get lower interest rates than investors; principal-and-interest borrowers get lower interest rates than interest-only borrowers; and borrowers with lower LVRs get lower interest rates than borrowers with higher LVRs.
Commonwealth Bank also puts different prices on its variable interest rates and its fixed interest rates. CBA’s fixed rate mortgages are available for either one, two, three, four, five or seven year terms. As a general rule, the longer you want to fix, the higher the interest rate.
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Why choose Commonwealth Bank
Commonwealth Bank Home Loans
Loan amount
Minimum deposit
Loan type & Term
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6.69%
6.70%
$2,405
Australian Credit Licence 234945
Fees & charges apply
- Owner Occupied
- Variable
- 30% min deposit
- P&I
6.96%
7.16%
$2,030
Australian Credit Licence 234945
Fees & charges apply
- Investor
- Variable
- 20% min deposit
- Interest Only
7.26%
6.96%
$2,118
Australian Credit Licence 234945
Fees & charges apply
- Investor
- Variable
- 40% min deposit
- Interest Only
9.38%
9.52%
$3,029
Australian Credit Licence 234945
Fees & charges apply
Investment Standard Variable Rate Home Loan
- Investor
- Variable
- 5% min deposit
- P&I
7.74%
8.10%
$2,641
Australian Credit Licence 234945
Fees & charges apply
Standard Variable
- Owner Occupied
- Variable
- 5% min deposit
- P&I
7.64%
7.66%
$2,618
Australian Credit Licence 234945
Fees & charges apply
Investment Extra Home Loan
- Investor
- Variable
- 10% min deposit
- P&I
6.59%
6.60%
$2,383
Australian Credit Licence 234945
Fees & charges apply
Extra Home Loan
- Owner Occupied
- Variable
- 40% min deposit
- P&I
6.70%
6.71%
$2,407
Australian Credit Licence 234945
Fees & charges apply
Investment Extra Home Loan
- Investor
- Variable
- 40% min deposit
- P&I
6.79%
6.72%
$2,427
Australian Credit Licence 234945
Fees & charges apply
Investment - 3 year Fixed Rate Home Loan
- Investor
- Fixed 3 years
- 5% min deposit
- P&I
6.75%
6.76%
$2,418
Australian Credit Licence 234945
Fees & charges apply
Investment Extra Home Loan
- Investor
- Variable
- 30% min deposit
- P&I
6.79%
6.80%
$2,427
Australian Credit Licence 234945
Fees & charges apply
Extra Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- P&I
7.15%
6.85%
$2,085
Australian Credit Licence 234945
Fees & charges apply
Extra Home Loan
- Owner Occupied
- Variable
- 40% min deposit
- Interest Only
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Contact a mortgage broker
Commonwealth Bank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.