Wealth Package Fixed Rate Home Loan 2 Years

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • Suitable for low deposits
  • Repayments will not change during fixed period
Cons:
  • Limited extra repayments
  • Annual fee charged
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 2 years
Borrowing range
Borrowing range
$150k - $100m
Total repayments
Total repayments
$593,640
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$200.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$200
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 2 years
Borrowing range
Borrowing range
$150k - $100m
Total repayments
Total repayments
$593,640
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$200.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$200
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Other Restrictions
Loan interest rate applied on balance in Offset account is discounted by 1.5% pa. Normal loan rate applies on amount of outstanding loan less balance in Offset account.

The Commonwealth Bank is one of Australia’s big four banks and the most popular home loan lender in the country.

CBA offers a wide range of  fixed and variable home loans, including mortgages for first home buyers, upgraders and investors, as well as low-doc home loans and reverse mortgages.

The Commonwealth Bank offers a range of mortgage options, from lower-cost basic loans to fully featured package loans, fixed loans and standard variable loans.

CBA was founded in 1912 as a government bank, before being privatised between 1991 and 1996. 

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