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emoney

Enhance Investment Fixed Loan

Advertised Rate

2.84

% p.a

Fixed - 2 years

Comparison Rate*

2.96

% p.a

Maximum LVR
80%
Real Time Rating™

2.44

/ 5
Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Advertised Rate

2.84

% p.a

Fixed - 2 years

Comparison Rate*

2.96

% p.a

Maximum LVR
80%
Real Time Rating™

2.44

/ 5
Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

emoney home loans are available through brokers who can help find the right loan and manage your application at no charge.

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

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Quick home loan review

For Enhance Fixed Investment Loan (Interest Only) 2 Years

These are the benefits of this home loan.

  • Lower than average interest rate
  • No ongoing fees
  • 100% full offset account
  • Redraw facility available
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Enhance Fixed Investment Loan (Interest Only) 2 Years

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Investors

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $20000 per year

Redraw facility

Redraw fee: $50

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

$1008

Application fee

$0

Valuation fee

$0

Settlement fee

$495

Other upfront fee

$150

Ongoing fee

$0

Discharge fee

$600

Application method

Online

Phone

In branch

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $10,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

emoney allows you to have this loan for a range of 5 to 30 years.

How often can you make repayments?

emoney allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,008 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $50 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact emoney.

Can a broker help me with this loan?

Yes, this emoney loan is available through a broker. Find a broker to help you with your needs.