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Firstmac

SMSF 80 (Refinance)

Interest rate

4.99

% p.a

Variable

Comparison Rate*

5.00

% p.a

Maximum LVR
80%
Real Time Rating™

1.33

/ 5
Monthly Repayment

$1,752

based on $300,000 loan amount for 25 years at 4.99%

Interest rate

4.99

% p.a

Variable

Comparison Rate*

5.00

% p.a

Maximum LVR
80%
Real Time Rating™

1.33

/ 5
Monthly Repayment

$1,752

based on $300,000 loan amount for 25 years at 4.99%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,752

based on $300,000 loan amount for 25 years at 4.99%

Firstmac home loans are available through brokers who can help find the right loan and manage your application at no charge.

Joel Flanagan

5.0
11 Reviews

Get expert advice from a home loans specialist.

I'm a loan specialist providing an outstanding professional service for each one of my clients. More than 15 years of experience and seven years as Director of Oak Financial Group, have given me the absolute knowledge about residential & commercial mortgage brokering to help, advise and guide my clients through their loan journey in the most effective way, always aiming to get the most favourable results. I'm available seven days a week, willing to answer my client's enquiries in the most transparent and comprehensive way.

Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.

George Popadalis

5.5
10 Reviews

Get expert advice from a home loans specialist.

After years of working in the banking industry, George saw firsthand how customers were continuously being put on hold and not treated with respect. So he decided to take matters into his own hands by starting Fetch Loans! George never thought that one day he would find himself running a company whose sole focus is providing an all-around positive experience for their clients every time they need them. But when George realized just what was happening within the customer service sector’s disregard for its customers’ needs, something inside him shifted—and so did his career path. Now at Fetch Loans!, we’re committed to giving our invaluable clientele a stress free loan application process while treating each individual as if it were only us who mattered most throughout this entire journey together

Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Bernard Desmond

5.0
156 Reviews

Get expert advice from a home loans specialist.

Bernard Desmond OPPORTUNITY BROKER They say there are two guarantees in life, but Bernard securing your mortgage is now unofficially the third. His confidence comes from 14 years of experience and an unequivocal desire to provide you with the most opportunity from your mortgage. But don’t just take our word for it; Bernard’s strike rate from application to approval is awarded as the best in the industry: Winner 2020 Best Customer Service of the year at the Australian Broking Awards, 2020 Best Customer Service of the year at the Better Business Awards, 2019 Residential Broker of the Year and 2018 Australian broker of the Year. Supportive yet honest, Bernard has your best interest at heart and a blank piece of paper in hand, ready to fill it with plans and possibilities. Bernard sees opportunity getting to understand you and your financial goals better than the rest. He’s personable and tenacious, giving you the ability to take your money further — like that ocean villa in Hawaii.

Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.

Quick home loan review

For SMSF 80 (Refinance)

These are the benefits of this home loan.

  • No ongoing fees

These are the drawbacks of this home loan.

  • No redraw and no offset
  • Higher than average interest rate
  • Not available for first home buyers
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For SMSF 80 (Refinance)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors, Self-Managed Super Funds

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

220

Application fee

0

Valuation fee

$220

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

300

Application method

Online

Phone

In branch

Target Market Determination

Visit Firstmac to view Target Market Determination.

Other Benefits

Discharge & discharge documentation fees are waived if loan goes to full term.

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Firstmac is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $1,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Firstmac allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

Firstmac allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $220 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Firstmac makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Firstmac loan is available through a broker. Find a broker to help you with your needs.