Gateway Credit Union

In 1955 a group of staff from one of Australia’s largest banks had a vision of creating a co-operative Loans Society and so the Gateway Credit Union was formed. What started with a briefcase and a receipt book has grown to a membership in excess of 30,000. Gateway Credit Union now offers its members a broad range of award winning financial products and services all specially intended to help their members prosper. Gateway Credit Union’s mission is to provide its members with high value, low cost financial services and loans.

The credit union as won a number of awards, including the Money magazine award in 2015 for the ‘Cheapest Home Loan Package – Non-Bank’.

Gateway CU Home Loan Calculator  
Interested in a Gateway CU home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Gateway CU compares to its competitors. Simply plug in your borrowing amount below.

  • Large variety of home loan products.
  • Flexible loan terms.
  • Competitive interest rates.
  • Limited branch network.
  • Some package products include fees.
Gateway Credit Union customer service:

Gateway Credit Union has one branch located in its Sydney head office. Borrowers outside of Sydney can contact the credit union by calling the customer support number during business hours, Monday through till Friday. There is an additional hotline for lost or stolen cards as well as a telephone banking hotline. Gateway members have access to online banking and the Gateway 2go mobile banking app.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

Gateway Credit Union Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate


Remaining loan term:

26 years and 8 months

Savings over 10 years

Advertised rate
Comparison rate*
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Savings Over Years
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Gateway Credit Union Home Loans

How to Apply

Borrowers wanting to apply for a Gateway Credit Union home loan can either complete a loan application form online or call customer support for assistance with the application. Before applying for a Gateway Credit Union home loan, think about what you can afford to borrow and what other costs you need to consider. To apply for this Gateway Credit Union home loan, you will need to supply the following information:

  • Proof of identification.
  • Proof of income and employment.
  • Information regarding your current debts, assets and liabilities.
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