Health Professionals Bank Your Way Plus Fixed Home Loan (Interest Only) 5 Years (LVR 80%-90%) | Review & Compare Home Loans

Your Way Plus Fixed Home Loan

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Interest Rate

3.69

% p.a

Fixed - 5 years

Comparison Rate*

3.18

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,533

based on $300,000 loan amount for 25 years at 3.69%

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Summary
Features & fees
Similar Products
Latest News

Interest Rate

3.69

% p.a

Fixed - 5 years

Comparison Rate*

3.18

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,533

based on $300,000 loan amount for 25 years at 3.69%

Calculate your repayments for this loan

Your estimated repayment

$1,533

based on $300,000 loan amount for 25 years at 3.69%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,282

based on $300,000 loan amount for 25 years at 2.07%

Interest Rate

2.07

% p.a

Fixed - 2 years

Comparison Rate*

2.65

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

More Features

Monthly Repayment

$1,308

based on $300,000 loan amount for 25 years at 1.85%

Interest Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Interest Rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Your Way Plus Fixed Home Loan (Interest Only) 5 Years (LVR 80%-90%)

These are the benefits of this home loan.

100% full offset account
Parents can sign as guarantor
Split account option

These are the drawbacks of this home loan.

No redraw facility
Higher than average interest rate
Loan reverts to higher rate after fixed period
Ongoing fee
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Your Way Plus Fixed Home Loan (Interest Only) 5 Years (LVR 80%-90%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 90%	Total Repayments $276,900 View repayment schedule »
Next LVR 3.69% for max LVR 95%	Interest rate type Fixed - 5 years
Borrowing range $25k - $5m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 600	Application fee 600
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $300 annually	Discharge fee 75

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Target Market Determination

Visit Health Professionals Bank to view Target Market Determination.

Other Benefits

Refer to the Package Terms and Conditions for Eligibility Criteria and other product benefits. 5bps discount on variable interest rates are available for essential workers subject to eligibility. Up to 10% discount on home and contents insurance (Allianz Insurance) Personal Loan application fee waived. All products are originated on relevant LVR tiers based on the LVR of the home loan at the time of origination. Fixed Rate loans will roll to the equivalent Variable rate LVR tier of the LVR at origination. Movement between the LVR tiers are subject to switching rules.

Compare and review home loans with similar features

TMD

Interest Rate

3.69

% p.a

Fixed - 5 years

Comparison Rate*

3.30

% p.a

No upfront fees
100% full offset account
Parents can sign as guarantor
Split account option

Real Time Rating™

Interest Rate

3.69

% p.a

Fixed - 5 years

Comparison Rate*

3.61

% p.a

100% full offset account
Suitable for low deposits
Parents can sign as guarantor
Split account option

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Interest Rate

3.88

% p.a

Fixed - 5 years

Comparison Rate*

3.83

% p.a

No upfront fees
Parents can sign as guarantor
Split account option

Real Time Rating™

Interest Rate

3.69

% p.a

Fixed - 5 years

Comparison Rate*

3.61

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

FAQs

The range you can borrow from this loan is $25k to $5,000,000.

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

Health Professionals Bank allows you to have this loan for a range of 1 to 30 years.

Health Professionals Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $600 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

Health Professionals Bank makes it possible to apply for this product online. Apply here.

Yes, this Health Professionals Bank loan is available through a broker. Find a broker to help you with your needs.

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