- Home
- Home Loans
- Homestar Finance
- Star Blue SMSF Refinance Special PI
Star Blue SMSF Refinance Special PI
- Investor
- Variable
- 30% min deposit
- P&I
Interest rate p.a.
6.99%
Comparison rate* p.a.
7.05%
Star Blue SMSF Refinance Special PI
- Investor
- Variable
- 30% min deposit
- P&I
Interest rate p.a.
6.99%
Comparison rate* p.a.
7.05%
Homestar Finance Variable Rate Home Loan overview
For Star Blue SMSF Refinance Special (LVR < 70%) (Principal and Interest) (New Customer)
No owner occupier products available
Details
Maximum LVR
70%
Total repayments
Interest rate type
Variable
Borrowing range
$150k - $2m
Suitable for
Investors, Self-Managed Super Funds
Loan term range
10 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Homestar Finance to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$1.2k
Application fee
$0
Legal fee
$595
Valuation fee
$244
Settlement fee
$395
Other upfront fee
$0
Ongoing fee
$395
Discharge fee
$2.2k
Pros and Cons
For Star Blue SMSF Refinance Special PI
Benefits
- 100% full offset account
Drawbacks
- No redraw facility
- Higher than average interest rate
- Not available for first home buyers
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 70% of the property's value
- No repayment holidays
