Homestar Finance Home Loans

Homestar Finance was established in 2004 and has an alliance with Origin Mortgage Management Services (Origin MMS). Homestar Finance home loans are backed by Australian and international mortgage funders.

Homestar Finance is an online-only home loans lender, which means it doesn’t have any branches or stores. However, it does provide access to a national network of loan specialists via the internet and over the phone.

Homestar Finance offers a limited range of home loans, including owner-occupier loans, investor loans and refinancing loans.

Homestar Finance home loans

Variable Rate Home Loan (Principal and Interest) (Amounts < $750k, LVR 70%-80%)Cashback$900 cashback after your settlement
Advertised rate
3.54%
Variable
Upfront fee
$567.08
Comparison rate*
3.58%
Ongoing fee
$0
Compare
Fixed Rate Home Loan (Principal and Interest) 1 Year (Amounts $150k-$750k, LVR 80%-90%)
Advertised rate
3.94%
Fixed - 1 year
Upfront fee
$567.08
Comparison rate*
3.62%
Ongoing fee
$0
Compare
Fixed Rate Home Loan (Principal and Interest) 2 Years (Amounts $150k-$750k, LVR 80%-90%)
Advertised rate
3.94%
Fixed - 2 years
Upfront fee
$567.08
Comparison rate*
3.65%
Ongoing fee
$0
Compare
Fixed Rate Home Loan (Principal and Interest) 3 Years (Amounts $150k-$750k, LVR 80%-90%)
Advertised rate
3.94%
Fixed - 3 years
Upfront fee
$567.08
Comparison rate*
3.68%
Ongoing fee
$0
Compare
Fixed Rate Home Loan (Principal and Interest) 4 Years (Amounts $150k-$750k, LVR 80%-90%)
Advertised rate
4.14%
Fixed - 4 years
Upfront fee
$567.08
Comparison rate*
3.78%
Ongoing fee
$0
Compare
Variable Rate Home Loan (Principal and Interest) ($150k-$750k, LVR 80%-90%)
Advertised rate
3.79%
Variable
Upfront fee
$567.08
Comparison rate*
3.83%
Ongoing fee
$0
Compare
Fixed Rate Investment Loan (Principal and Interest) 1 Year (Amount $150k-$750k, LVR 80%-90%)
Advertised rate
4.19%
Fixed - 1 year
Upfront fee
$567.08
Comparison rate*
3.87%
Ongoing fee
$0
Compare
Fixed Rate Investment Loan (Principal and Interest) 2 Years (Amount $150k-$750k, LVR 80%-90%)
Advertised rate
4.19%
Fixed - 2 years
Upfront fee
$567.08
Comparison rate*
3.90%
Ongoing fee
$0
Compare
Fixed Rate Home Loan (Principal and Interest) 5 Years (Amounts $150k-$750k, LVR 80%-90%)
Advertised rate
4.34%
Fixed - 5 years
Upfront fee
$567.08
Comparison rate*
3.91%
Ongoing fee
$0
Compare
Fixed Rate Investment Loan (Principal and Interest) 3 Years (Amount $150k-$750k, LVR 80%-90%)
Advertised rate
4.19%
Fixed - 3 years
Upfront fee
$567.08
Comparison rate*
3.93%
Ongoing fee
$0
Compare
Variable Rate Investment Loan (Principal and Interest) (Amounts < $750k, LVR 70%-80%)
Advertised rate
3.89%
Variable
Upfront fee
$567.08
Comparison rate*
3.94%
Ongoing fee
$0
Compare
Fixed Rate Investment Loan (Principal and Interest) 4 Years (Amount $150k-$750k, LVR 80%-90%)
Advertised rate
4.39%
Fixed - 4 years
Upfront fee
$567.08
Comparison rate*
4.03%
Ongoing fee
$0
Compare
Variable Rate Investment Loan (Principal and Interest) (Amounts < $750k, LVR 80%-90%)
Advertised rate
4.14%
Variable
Upfront fee
$567.08
Comparison rate*
4.19%
Ongoing fee
$0
Compare
Pros:
  • Home loans have low fees.
  • Flexible loan options.
  • Loans have competitive interest rates.
Cons:
  • Limited branch network.
  • Limited options to contact the lender.
Homestar Finance customer service:

Homestar Finance customers can make contact with customer support by calling the contact centre or by using the online enquiry form. As Homestar Finance is an only-only lender there is no option for face-to-face customer support. Customers can access their loan details through an online banking interface.

  • Customer service centre (phone)
  • Online banking

How to Apply

Borrowers wanting to apply for a Homestar Finance home loan can either complete an online enquiry form or call through to the Contact Centre for more support. Before applying for a Homestar Finance home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for a Homestar Finance home loan, you will need to supply the following information:

  • Proof of identity.
  • Proof of income and employment.
  • Provide information about the property you’re using as security.
  • Provide a list of assets and liabilities.
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