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- Variable Investor Home Loan
Variable Investor Home Loan
- Investor
- Variable
- 10% min deposit
- P&I
Interest rate p.a.
6.34%
Comparison rate* p.a.
6.36%
Variable Investor Home Loan
- Investor
- Variable
- 10% min deposit
- P&I
Interest rate p.a.
6.34%
Comparison rate* p.a.
6.36%
loans.com.au Variable Rate Home Loan overview
For Variable Investor Loan (LVR < 90%) (Principal and Interest)
No owner occupier products available
Details
Maximum LVR
90%
Total repayments
Interest rate type
Variable
Borrowing range
$50k - $2m
Suitable for
Investors
Loan term range
15 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit loans.com.au Pty Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Offset account available - add 0.10% for a linked offset sub-account
Fees
Total estimated upfront fees
$530
Application fee
$0
Legal fee
$0
Valuation fee
$230
Settlement fee
$300
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$300
Pros and Cons
For Variable Investor Home Loan
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
