loans.com.au
Loans.com.au is an Australian-owned, innovative online only lender that has been providing Australian customers with a range of low rate, flexible home and investment loans and car loans. Being 100 per cent online means that loans.com.au has fewer overheads and the lender is able to deliver lower rates and fees.
Loans.com.au has won numerous awards including the Smart Investor Blue Ribbon Award for Best Property Investment Loan, Money magazine’s Cheapest Home Loan – non bank and the Cheapest Flexible Home Loan – non bank.
- Award-winning customer service.
- Loans have flexible options.
- Most loans have low fees.
- Loans have a fast approval process.
- No branch network.
- Some loans include annual fees.
- Loans have discharge fees.
Being an online-only lender means loans.com.au customers don’t have access to a branch network. Having said that, loans.com.au offers plenty of flexible and convenient contact options like online live chat. In addition, loan customers can contact the loans.com.au customer support line 7 days a week or can request a call back using the online enquiry form. Customers also have the option of emailing customer care directly. Loans.com.au customers with access to a Visa Debit card can use it at Westpac, St. George, Bank of Melbourne and Bank of SA ATMs without transaction fees.
✓ Customer service centre (phone)
✓ Mobile app
✓ Online banking
✓ Live Chat
loans.com.au Home Loan Calculator
Company | Product | Advertised rate | Comparison rate* | Monthly repayment | Savings Over Years | Estimated upfront fees | Go To Site | ||
|---|---|---|---|---|---|---|---|---|---|
 | Advertised rate 3.64%Variable | Comparison rate* 3.66% | Monthly repayment $1,698 | Savings Over Years $33.8kSavings over 10 years | $520 | ||||
| Advertised rate 3.72%Variable | Comparison rate* 3.74% | Monthly repayment $1,714 | Savings Over Years $31.9kSavings over 10 years | $520 | Details | |||
| Advertised rate 3.72%Variable | Comparison rate* 3.74% | Monthly repayment $1,714 | Savings Over Years $31.9kSavings over 10 years | $520 | Details | |||
| Advertised rate 3.94%Fixed - 1 year | Comparison rate* 3.76% | Monthly repayment $1,756 | Savings Over Years $26.6kSavings over 10 years | $520 | Details | |||
| Advertised rate 4.09%Fixed - 2 years | Comparison rate* 3.79% | Monthly repayment $1,786 | Savings Over Years $23kSavings over 10 years | $520 | Details | |||
| Advertised rate 4.24%Fixed - 3 years | Comparison rate* 3.85% | Monthly repayment $1,816 | Savings Over Years $19.3kSavings over 10 years | $520 | Details |
loans.com.au Home Loans
How to Apply
Borrowers wanting to apply for a loans.com.au home loan can complete an online application form through the loan.com.au onTrack interface or by speaking directly to a loans.com.au mortgage consultant. The onTrack interface cuts down loan time and gives you greater control over your application and its progress. Before applying for a loans.com.au home loan, think about what you can afford to borrow and what other costs you need to consider. To apply for a loans.com.au home loan, you will need to supply the following information:
- Personal identification material.
- Proof of income and employment.
- Information regarding your current debts, liabilities and assets.