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  4. Loans Com Au logo home loans is an innovative and Australian-owned online-only lender that has been providing customers with a range of flexible home and investment loans and car loans. Being 100 per cent online means that has fewer overheads and can deliver lower rates and fees. has won numerous awards including the 2021 RateCity Gold Awards in Home Loans and Car Loans, the Smart Investor Blue Ribbon Award for Best Property Investment Loan, Money magazine’s Cheapest Home Loan – non bank and the Cheapest Flexible Home Loan – non bank.

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Mark Bristow
Mark Bristow

Personal Finance Editor

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Product data updated

Why choose


  • Loans have flexible options
  • Most loans have low fees
  • Loans have a fast approval process


  • No branch network
  • Loans have discharge fees Home Loans

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Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.