Important disclosure

3.34
% p.a
Variable
3.38
% p.a
$1,476
based on $300,000 loan amount for 25 years at 3.34%
Calculate your repayments for this loan
Your estimated repayment
$1,476
based on $300,000 loan amount for 25 years at 3.34%
Mortgage House home loans are available through brokers who can help find the right loan and manage your application at no charge.
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
CRN: 429699
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
CRN: 484532

Low Rate Home Loan - Prime (Owner Occupied) (Principal and Interest)

Gold Award Winner 2022
3.14
% p.a
Variable
3.14
% p.a
Do you have 40% deposit or equity available? Pay no ongoing fees and enjoy access to extra repayments and a redraw facility for your owner-occupied home loan.
Quick home loan review
For Essentials Low Rate Home Loan (LVR < 60%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
- No repayment holidays
Home loan overview
For Essentials Low Rate Home Loan (LVR < 60%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 60% | Total Repayments $442,800 |
Interest rate type Variable | |
Borrowing range
$150k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 445 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 445 | Other upfront fee 0 |
Ongoing fee $10 monthly | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
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