RateCity.com.au
powering smart financial decisions
Mortgage House

Advantage - Fixed - Investment

Advertised Rate

2.44

% p.a

Fixed - 1 year

Comparison Rate*

3.11

% p.a

Maximum LVR
90%
Real Time Rating™

2.07

/ 5
Monthly Repayment

$1,337

based on $300,000 loan amount for 25 years at 2.44%

Advertised Rate

2.44

% p.a

Fixed - 1 year

Comparison Rate*

3.11

% p.a

Maximum LVR
90%
Real Time Rating™

2.07

/ 5
Monthly Repayment

$1,337

based on $300,000 loan amount for 25 years at 2.44%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,337

based on $300,000 loan amount for 25 years at 2.44%

Quick home loan review

For Advantage Fixed Investment Loan 1 Year

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Advantage Fixed Investment Loan 1 Year

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Fixed - 1 year

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

945

Application fee

300

Valuation fee

$0

Settlement fee

250

Other upfront fee

0

Ongoing fee

$10 monthly

Discharge fee

450

Application method

Online

Phone

In branch

Target Market Determination

Visit Mortgage House to view Target Market Determination.

Embed

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Mortgage House allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Mortgage House allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $945 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Mortgage House.

Can a broker help me with this loan?

Yes, this Mortgage House loan is available through a broker. Find a broker to help you with your needs.