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- P&N Bank
- & Investor Loan
& Investor Loan
- 2024 Award Winner
- Investor
- Variable
- 10.01% min deposit
- P&I
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.52%
& Investor Loan
- 2024 Award Winner
- Investor
- Variable
- 10.01% min deposit
- P&I
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.52%
P&N Bank Variable Rate Home Loan overview
For & Investor Loan (Principal and Interest)
No owner occupier products available
Details
Maximum LVR
89.99%
Total repayments
Interest rate type
Variable
Borrowing range
$50k - $100m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit P&N Bank to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
All new and existing members are free to apply for & Investor Home Loan.
Fees
Total estimated upfront fees
$300
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$300
Ongoing fee
$0
Discharge fee
$395
Pros and Cons
For & Investor Loan
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Winner of Best Investor Home Loan, RateCity Gold Awards 2024
Drawbacks
- Higher than average upfront fee
- Discharge fee at end of loan
