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P&N Bank home loans

P&N Bank was formed as the Polices and Nurses Credit Society in Western Australia in 1990 and is now the state’s largest bank.

The bank is member-owned and headquartered in Perth, with branches throughout Western Australia. It provides a number of financial products, such as personal and home loans, savings accounts, term deposits, credit cards and insurance. The bank also offers financial planning and international money transfer services.

P&N Bank has won numerous awards, including Bank of the Year in the Roy Morgan Customer Satisfaction Awards in 2014.

P&N Bank Home Loan Calculator
Interested in an P&N Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how P&N Bank compares to its competitors. Simply plug in your borrowing amount below. 

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Why choose P&N Bank


  • Package and specialised loans offered.
  • Discounted rates offered.
  • Flexible repayment options.


  • Branch access limited to WA.
  • Relatively high variable rates.

P&N Bank Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

P&N Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

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Spencer Lawson

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...

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Andrew Kalogirou

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Growing up always wanting to be a high achiever being a leader has always been my goal. In my previous job in which I wa...

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Al Hamayoon

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Al Hamayoon is a highly motivated and experienced professional. With his access to a wide range of products, he is here ...

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.