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- Home Loans
- Pacific Mortgage Group
- Fixed Home Loan
Fixed Home Loan
- Owner Occupied
- Fixed 1 year
- 20% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Fixed Home Loan
- Owner Occupied
- Fixed 1 year
- 20% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Pacific Mortgage Group Fixed - 1 year Rate Home Loan overview
For Fixed Home Loan (Principal and Interest) 1 Year
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
80%
Total repayments
Interest rate type
Fixed - 1 year
Borrowing range
$50k - $5m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Pacific Mortgage Group to view Target Market Determination.
Features
Extra repayments
Not Allowed
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Pros and Cons
For Fixed Home Loan
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- 100% full offset account
- Split account option
Drawbacks
- No extra repayments
- No redraw facility
- Loan reverts to higher rate after fixed period
