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- Home Loans
- Pacific Mortgage Group
- Fixed Home Loan (Principal and Interest) 1 Year
Fixed Home Loan
- Owner Occupied
- Fixed 1 year
- 20% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Fixed Home Loan
- Owner Occupied
- Fixed 1 year
- 20% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Calculate your repayments for this loan
$
Your estimated repayment
$2,995
based on 500000 loan amount for 25 years at 5.99%
Monthly Repayment
$2,995
Total interest
$567,515
Total payments
$1,066,879
Start date
05-2024
End date
05-2049
$1,066,879
025 years
Principal owed
Total repayments owed
Interest owed
Pros and Cons
For Fixed Home Loan
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- 100% full offset account
- Split account option
Drawbacks
- No extra repayments
- No redraw facility
- Loan reverts to higher rate after fixed period
Pacific Mortgage Group Fixed - 1 year Rate Home Loan overview
For Fixed Home Loan (Principal and Interest) 1 Year
Details
Maximum LVR
80%
Total repayments
$1,066,879
Interest rate type
Fixed - 1 year
Borrowing range
$50k - $5m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Pacific Mortgage Group to view Target Market Determination.
Features
Extra repayments
Not Allowed
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
