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  4. Investment Variable Home Loan

Investment Variable Home Loan

  • 2024 Award Winner
  • Investor
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.14%

Comparison rate* p.a.

6.14%

Investment Variable Home Loan

  • 2024 Award Winner
  • Investor
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.14%

Comparison rate* p.a.

6.14%

Pacific Mortgage Group Variable Rate Home Loan overview

For Standard Variable Investment Loan (Principal and Interest) (LVR <80%)

No owner occupier products available

Details

Maximum LVR

80%

Total repayments
Interest rate type

Variable

Borrowing range

$50k - $5m

Suitable for

Investors

Loan term range

1 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Pacific Mortgage Group to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$0

Application fee

$0

Legal fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$0

Pros and Cons

For Investment Variable Home Loan

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option
  • Winner of Best Investor Home Loan, RateCity Gold Awards 2024

Drawbacks

    Home loans

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    FAQs