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  4. Standard Variable Investment Loan (Principal and Interest) (LVR <80%)

Investment Variable Home Loan

  • 2024 Award Winner
  • Investor
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.14%

Comparison rate* p.a.

6.14%

Investment Variable Home Loan

  • 2024 Award Winner
  • Investor
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.14%

Comparison rate* p.a.

6.14%

Calculate your repayments for this loan

$

Your estimated repayment

$3,043

based on 500000 loan amount for 25 years at 6.14%

Monthly Repayment

$3,043

Total interest

$595,446

Total payments

$1,095,446

Start date

05-2024

End date

05-2049

$1,095,446
025 years
Principal owed
Total repayments owed
Interest owed

Pros and Cons

For Investment Variable Home Loan

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option
  • Winner of Best Investor Home Loan, RateCity Gold Awards 2024

Drawbacks

    Pacific Mortgage Group Variable Rate Home Loan overview

    For Standard Variable Investment Loan (Principal and Interest) (LVR <80%)

    Details

    Maximum LVR

    80%

    Total repayments
    Interest rate type

    Variable

    Borrowing range

    $50k - $5m

    Suitable for

    Investors

    Loan term range

    1 - 30 years

    Repayment type

    Principal and Interest

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Repayment options

    Fortnightly, Monthly, Weekly

    Target Market Determination

    Visit Pacific Mortgage Group to view Target Market Determination.

    Features

    Extra repayments

    Unlimited

    Redraw facility

    Redraw fee: $0

    Offset account

    Split interest facility

    Loan portability

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Other benefits

    Fees

    Total estimated upfront fees

    $0

    Application fee

    $0

    Legal fee

    $0

    Valuation fee

    $0

    Settlement fee

    $0

    Other upfront fee

    $0

    Ongoing fee

    $0

    Discharge fee

    $0

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