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- Investor Capitalizer Full Doc Variable
Investor Capitalizer Full Doc Variable
- Investor
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
6.69%
Comparison rate* p.a.
6.76%
Investor Capitalizer Full Doc Variable
- Investor
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
6.69%
Comparison rate* p.a.
6.76%
Reduce Home Loans Variable Rate Home Loan overview
For Investor Capitalizer Full Doc (Principal & Interest) (LVR < 80%)
No owner occupier products available
Details
Maximum LVR
80%
Total repayments
Interest rate type
Variable
Borrowing range
$50k - $1.5m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Monthly
Target Market Determination
Visit Reduce Home Loans Pty Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Add 0.30% for e-offset
Fees
Total estimated upfront fees
$690
Application fee
$440
Legal fee
$0
Valuation fee
$0
Settlement fee
$250
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Pros and Cons
For Investor Capitalizer Full Doc Variable
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- No offset account
- Higher than average upfront fee
- No repayment holidays
