Resimac Prime Home Loan - Flex (Principal and Interest) (LVR 80%-90%) ( >$500k) | Review & Compare Home Loans

Summary
Features & fees
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About

Advertised Rate

3.43%

Variable

Comparison Rate*

3.77%

Maximum LVR

90%

Real Time Rating™

3.71 / 5

Monthly Repayment

$1,113

Pros and Cons

Pros

100% full offset account
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

Cons

Annual fee charged
Discharge fee at end of loan
Repayments may increase if RBA raises rates

Resimac Fees and Features

Maximum LVR 90%	Interest rate structure Variable
Borrowing range $500k - $2m Calculate how much you can borrow	Total Repayments $400,680 View repayment schedule »
Principal & interest	Interest only
Loan term range 15 - 30 years	Offset account 100% offset account
Extra repayments Unlimited extra repayments	Redraw facility Redraw fee: $0
Allows split interest	Suitable For Owner Occupiers
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA	Make Repayments Fortnightly, Monthly, Weekly
Estimated upfront fees $330	Application fee $0
Settlement fee $0	Valuation fee $330
Legal fee $0	Ongoing fee $299
Discharge fee $300	Property Type
SMSF Trustee	Minimum SMSF Amount
Aggregator

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Conveyancing fee rebate up to $1,000 for first home buyers

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Resimac is a non-bank lender that’s been operating since 1985. In 2016, the business merged with specialised Australian mortgage provider, Homeloans.com.au.

Resimac is an ASX-listed lender that focuses on providing a broad range of home loans, an exclusive customer benefits program, and a network of over 12,000 broker partners.

Resimac doesn’t have traditional branches, but has a number of satellite sales offices nationwide. Resimac is also a Carbon Conscious lender and plants a tree for every settled home loan.

Resimac Home Loan Calculator
Interested in a Resimac home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Resimac compares to its competitors. Simply plug in your borrowing amount below.

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