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- Access Equity Home Loan
Access Equity Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- Interest Only
Interest rate p.a.
9.05%
Comparison rate* p.a.
10.10%
Access Equity Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- Interest Only
Interest rate p.a.
9.05%
Comparison rate* p.a.
10.10%
The Capricornian Variable Rate Home Loan overview
For Access Equity Home Loan
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
80%
Total repayments
Interest rate type
Variable
Borrowing range
$5k - $100m
Suitable for
Line of Credit, Owner Occupiers
Loan term range
1 - 7 years
Repayment type
Interest only
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit The Capricornian to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$500
Application fee
$500
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$150
Other Restrictions
Loan period is up to 7 years
Pros and Cons
For Access Equity Home Loan
Benefits
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- No offset account
- Higher than average interest rate
- Higher than average upfront fee
- Discharge fee at end of loan
