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- Variable Rate Home Loan – Refinance Only
Variable Rate Home Loan LVR < 80%
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Variable Rate Home Loan LVR < 80%
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Unloan Variable Rate Home Loan overview
For Variable Rate Home Loan LVR < 80%
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
80%
Total repayments
Interest rate type
Variable
Borrowing range
$10k - $10m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Unloan (a division of CBA) to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
RateCity says
"Built by CBA, this home loan deal allows borrowers who refinance benefit from an ongoing loyalty discount"
Pros and Cons
For Variable Rate Home Loan LVR < 80%
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Winner of Best Variable Home Loan, Best Refinance Home Loan, RateCity Gold Awards 2024
Drawbacks
- No offset account
- No repayment holidays
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Unloan.More details