RateCity.com.au
  1. Home
  2. Home Loans
  3. Unloan
  4. Variable Rate Home Loan LVR < 80%

Variable Rate Home Loan LVR < 80%

  • 2024 Award Winner
  • Special
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I
Special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Interest rate p.a.

5.99%

Comparison rate* p.a.

5.90%

Variable Rate Home Loan LVR < 80%

  • 2024 Award Winner
  • Special
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

5.99%

Comparison rate* p.a.

5.90%

More detailsclick for more details

RateCity says

"Built by CBA, this home loan deal allows borrowers who refinance benefit from an ongoing loyalty discount"

Calculate your repayments for this loan

$

Your estimated repayment

$2,995

based on 500000 loan amount for 25 years at 5.99%

Monthly Repayment

$2,995

Total interest

$578,034

Total payments

$1,078,034

Start date

05-2024

End date

05-2049

$1,078,034
025 years
Principal owed
Total repayments owed
Interest owed

Pros and Cons

For Variable Rate Home Loan LVR < 80%

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility
  • Winner of Best Variable Home Loan, Best Refinance Home Loan, RateCity Gold Awards 2024

Drawbacks

  • No offset account
  • No repayment holidays

Unloan Variable Rate Home Loan overview

For Variable Rate Home Loan LVR < 80%

Details

Maximum LVR

80%

Total repayments
Interest rate type

Variable

Borrowing range

$10k - $10m

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Unloan (a division of CBA) to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$0

Application fee

$0

Legal fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$0

How to apply

If you'd like to apply for this product or just get more information, follow the application process on Unloan.More detailsclick for more details
Home loans

Looking for more Unloan products?

Take a look

FAQs