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Margin Loans Rates
When looking at the most important aspects of margin loans, rates and features are at the top of the list. Most borrowers look for affordable deals, but at the same time, want a margin loan that matches their investment plans and expectations.
Margin loans ratesare often variable, which mean that they are subject to change without notice. If they suddenly increase over a short period, you may find yourself unable to afford repayments, which increases your risk of missing payments or defaulting on the loan. To prevent this, borrowers will budget for interest rate increases of at least 2 percent in the near future.
To protect themselves from borrower default or losses, margin lenders will set a loan to value ratio (LVR), which is the percentage of the investment that they are willing to lend.
Compare margin loans rates across some of Australia’s best lenders using our comparison tools to find the cheapest offers to support your share investment.
Disclaimer
This article is over two years old, last updated on September 19, 2009. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent margin loans articles.
Fact Checked
Promoted home loans
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Australian Credit Licence 234945
Fees & charges apply
Budget Home Loan
Real Time Rating™
- 2024 Award Winner
- Cashback
- Owner Occupied
- Variable
Interest rate p.a.
6.14%
Comparison rate* p.a.
6.17%
Australian Credit Licence 237391
Fees & charges apply
Executive Saver Home Loan
Real Time Rating™
- Owner Occupied
- Variable
- 50% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
6.04%
Australian Credit Licence 393283
Fees & charges apply
Base Variable Rate Home Loan
Real Time Rating™
- Investor
- Variable
- 10% min deposit
- P&I
Interest rate p.a.
7.36%
Comparison rate* p.a.
7.41%
Australian Credit Licence 230686
Fees & charges apply
Product data updated on 26 Apr 2024