How does the credit card reform affect you?

Many Australians have a love-hate relationship with their credit cards. They provide unrivalled convenience, allowing you to quickly and easily move your money where you need it. The problem is, we are often handed a card without knowing how to manage our debt or even when fees will be applied.

Great money savings tips

Savings tips can be a godsend during times of ever-growing debt, rising prices and economic uncertainty. But good savings tips seem few and far between, which is why we've put together a handy guide to help you save better and longer.

Should I borrow money to tick things off my bucket list?

Does your ever-growing bucket list include things like trekking the Himalayas or renovating the kitchen, but gets pushed into the too-hard basket from lack of spare cash? Well, you might be surprised to learn luxuries like these can actually bring you wealth, all with a little help from a personal loan.

Do you know your credit rating?

It's been said a million times but still we throw our hands up and ask 'why do all the bills come at once?' While most have the best intentions to pay bills on time it's very easy to forget a bill or fall short of funds to cover them. We know every late payment is being noted but just how bad is our credit rating?

Lose your credit card but not your cool!

Losing your credit card is not a good feeling. Having your credit card stolen is even worse. If you do lose your credit card, a few things should be done immediately to stop your card from being compromised.

Does your credit card offer free travel insurance?

Travel insurance is much like your trusty umbrella, you don't miss it until you are caught out in a storm without it. It's a necessary part of travelling and an assurance that you can enjoy a carefree holiday without having to be concerned with forking out thousands for any mishaps along the way.

Break fees still apply for fixed home loans

In July 2011 home loan exit fees were abolished, except for any home loans that were signed prior to this date. But this only applies to variable home loans. If you have a fixed home loan there are still large fees that apply, called break fees.

Free money

Everyone likes the sound of free money don't they? If you want to claim your share of free money all you need is to have money in a savings account, then you may be able to take advantage of unclaimed interest.

What inspections do you need when buying a home?

Buying a home can be a tricky and costly process, one which could end up costing you money before you even make an offer on a home. Once you have your home loan sorted and have few a properties in mind you can start carrying out the inspections.

Racking up the credit cards

Are you collecting credit cards at the same rate the Kardashian women are collecting husbands? It might be time to consider a different hobby, one less embedded in steep debt.