Comparing Australian credit cards

When looking for credit cards, the secret is to compare the best credit cards for your situation; because there's no one card that would suit everyone's seperate needs. What might be the best credit card for one customer may not be the best credit card for others.

Term Deposits Best Rates

Whether you are looking to invest your savings into short or long-term term deposits use RateCity to search, compare and apply for some of term deposits best rates accounts.

Australia credit card choices

Credit cards are ubiquitous; most adults have at least one, often two or three. With the first modern credit card being created by Diners Club in 1950 in the US, today credit cards are used worldwide, with a wide range of features - and costs - available for customers.

Your first credit card

Are you considering getting your first credit card? Not sure if you can be trusted with a plastic card that lets you spend money you don't necessarily have? Deciding whether or not you need a credit card is a personal choice, doing your research to find the right credit card is the smart choice.

Cut your home loan debt with extra repayments

Conquering your debt is no easy feat and when you sign up for a home loan, it can feel like you will never get to the end of those home loan repayments. However, if you can tighten those purse strings and find a little extra to put into your repayments you could save a huge amount of money and cut years off your loan.

What a bad credit rating means to you

When we leave school or university we think our days of credits, marks and performance rankings are over. But when you apply for any type of loan, whether it's a credit card, personal or home loan, you are instantly being accessed by your credit rating. Just like your school performance, your credit rating can determine what you can and can't do in the future.

The real costs of a home loan

Disguised by a league of various names including application, start-up, set-up or up-front fees, whatever you call it, an application fee will always be applied when signing up for a new home. But along with this, what are the other costs, the real costs, of a home loan?

Should you be rewarded for your home loan loyalty?

These days it pays to be a loyal customer. More and more companies, including home loan lenders, are realising the importance of customer retention because of the competitive Australian market. In order to keep their customers from looking and going elsewhere they need to offer further incentives to keep their customers loyal.

How to find a great car loan

When it comes to buying a car most Australians will negotiate on price to ensure you're getting a great deal. So it makes sense that you would also shop around for a cheap car loan to keep costs down.

The ultimate credit card: Diamond awards

There is a heavy-weight player in the Australian credit card market, the diamond awards card. A step up from the platinum credit card, the diamond awards card is the creme de la creme of rewards for big spending credit card holders.