The best car insurance in Australia for one driver may be dramatically different to the best option for another driver, even if they drive the same make and model of car or live in the same house.
This may be because the drivers are of a different age or gender, or have driving records that don’t match up. Or perhaps one driver has held an Australian driver’s licence for more or less time than their peer, for example. Clearly, the best car insurance in Australia is a subjective term, as policies vary with the holder.
Tailor your policy
That’s why many providers of car insurance in Australia allow motorists to tailor a policy based on their specific needs and may also explain why comprehensive car insurance premiums differ for each driver.
For instance, if your vehicle has an alarm or immobiliser you could potentially find savings where others without security devices may not. Or if you restrict your policy to cover only drivers 30 years and older, you’ll likely save more again.
Adjusting your excess can save you money too, as can paying the premium in one lump sum.
Shop and save
But no matter how you pay, which car you drive or the type of driver you are, by comparing the best car insurance in Australia you’ll likely find savings on your policy premium.
So it’s worth visiting a comparison site such as RateCity, when you’re in the market for a great deal on comprehensive car insurance. By doing so, you might find significant savings and a policy that is a better fit for you and your car.