Car Insurance Articles
Articles, tips, questions, and information about car insurance in Australia.
Can I claim car insurance if it is my fault?
Before filling out an at-fault car accident insurance claim, consider checking the coverage included in your policy to see whether your claim will be accepted.
What is the difference between market value and agreed value car insurance?
When choosing car insurance policies that cover your vehicle if it’s written off, you can choose to cover the car for either the market value or an agreed sum.
What is third party car insurance?
Compulsory third party car insurance is a policy covering compensation for anyone injured in an accident caused by you and is mandatory in all Australian states and territories.
What is business car insurance?
If you use your personal car for business, buying a business car insurance policy may be a suitable option but make sure to check what the policy covers.
Can I change my car insurance to another car?
Most insurers will be okay with you switching cars on insurance, but consider checking if another insurance provider can offer you a better quote.
How to find affordable car insurance for young drivers
Buying car insurance for young drivers is usually more expensive as they are more at risk of being in an accident, but you can try to lower the cost.
Can I make monthly car insurance payments?
Your quote for a car insurance policy may suggest an annual premium. Still, most insurers also accept a monthly car insurance payment, often at no extra cost.
How can I calculate my car insurance premium?
Whether shopping for car insurance or renewing your current policy, consider using an online car insurance calculator to check what factors impact the premium.
What is vintage car insurance?
If you own a vintage car, you likely spend a lot on preserving it. A vintage car insurance policy can help you protect your prized possession.
What is comprehensive car insurance?
A comprehensive car insurance policy can be expensive, but it covers not just your liability for accidents, it can also protect you and your car.
How long after a car accident can you file a car insurance claim in Australia?
If you’ve been in a car accident, you should report it to your insurer as soon as possible, providing as many details as you can, as settling a claim can take time.
Does car insurance cover breakdown repairs?
Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.
What is excess in car insurance?
No matter which car insurance policy you buy, you may be able to control the cost of the policy by agreeing to pay a higher excess.