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Car Insurance Articles

Articles, tips, questions, and information about car insurance in Australia.

Alex Ritchie

Alex Ritchie

Personal Finance Editor

Does pay as you drive car insurance save you money?

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

Car Insurance

30 Nov, 2023

4 min read

Does pay as you drive car insurance save you money?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

What are the most common reasons your car insurance claim will be denied?

Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.

Car Insurance

23 Nov, 2023

4 min read

What are the most common reasons your car insurance claim will be denied?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

Are stolen car keys covered by insurance?

Having your car key stolen is not just frustrating, but it can also be quite a costly affair. You may be wondering if the cost of replacing your stolen car keys will be covered by insurance.

Car Insurance

09 Nov, 2023

3 min read

Are stolen car keys covered by insurance?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

What are the car insurance rates by age and gender?

How much you may be charged for car insurance is influenced by a range of factors, with your age and gender being key deciders for insurance providers. 

Car Insurance

31 Oct, 2023

4 min read

What are the car insurance rates by age and gender?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

Can I be added to my parent’s car insurance policy?

Your parents can add you to their car insurance policy. However, there are some factors to consider before you do this.

Car Insurance

30 Oct, 2023

5 min read

Can I be added to my parent’s car insurance policy?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

Does insurance cover a stolen car if the keys were in the car?

A car insurance policy that covers the theft of your car, such as third party fire and theft insurance, usually covers a stolen car. However, if the keys were in the car’s ignition, or left unattended in the vehicle full stop, some insurers may deny your claim.

Car Insurance

27 Oct, 2023

4 min read

Does insurance cover a stolen car if the keys were in the car?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

What does insurance cover if your car is stolen?

Let’s explore what your insurance may cover if your car is stolen, and you might increase your chances of having your insurance claim approved. 

Car Insurance

27 Oct, 2023

4 min read

What does insurance cover if your car is stolen?
Peter Terlato

Peter Terlato

Personal Finance Editor

Can you get car insurance without a permanent address?

Individuals taking out a car insurance policy are required to provide an address indicating where the car will typically reside. This is because car insurance premiums are partially determined by the postal code where your car is typically parked overnight.

Car Insurance

20 Oct, 2023

4 min read

Can you get car insurance without a permanent address?
Mark Bristow

Mark Bristow

Personal Finance Editor

Can I have two insurance policies on one car?

It’s possible to have two or more car insurance policies on a single vehicle, such as to provide different types of coverage for a wide variety of situations. However, you can’t legally claim on two different car insurance policies for the same vehicle.

Car Insurance

10 Oct, 2023

3 min read

Can I have two insurance policies on one car?
Mark Bristow

Mark Bristow

Personal Finance Editor

Can you get same-day car insurance?

While you can buy car insurance the same day you purchase a vehicle, the coverage may not always take effect immediately. It’s important to know whether any waiting periods may apply, so you aren’t unknowingly driving around without an active car insurance policy.

Car Insurance

10 Oct, 2023

2 min read

Can you get same-day car insurance?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

What is comprehensive car insurance?

A comprehensive car insurance policy can be expensive, but it covers not just your liability for accidents, it can also protect you and your car.

Car Insurance

15 Sep, 2023

5 min read

What is comprehensive car insurance?
Alex Ritchie

Alex Ritchie

Personal Finance Editor

How can I calculate my car insurance premium?

Every insurer has its own metrics and algorithms for calculating your insurance premium. But you can do some of the guesswork yourself by taking stock of your situation and utilising car insurance calculators. 

Car Insurance

08 Sep, 2023

4 min read

How can I calculate my car insurance premium?

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product data updated on

Product data updated on 26 Feb 2024