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Car Insurance Articles

Articles, tips, questions, and information about car insurance in Australia.

Vidhu Bajaj

Personal Finance Writer

Short-Term Car Insurance in Australia | RateCity

Explore short-term car insurance options in Australia for rental or personal vehicles, offering flexibility and coverage from one day to several months.

Car Insurance

18 Jul, 2024

6 min read

Short-Term Car Insurance in Australia | RateCity
Mark Bristow

Personal Finance Editor

Does your insurance cover other cars you drive?

Most car insurance policies in Australia are associated with a car, not a driver. Even if you’ve insured your own car, this policy usually won’t apply if you’re driving another vehicle, such as a friend’s car or a rental car. It’s important to check what’s covered before you get behind the wheel, just in case.

Car Insurance

16 Jul, 2024

3 min read

Does your insurance cover other cars you drive?
Mark Bristow

Personal Finance Editor

How does car insurance work in Australia?

If you own and drive a car in Australia, you are legally required to have at least one form of car insurance: Compulsory Third Party (CTP) insurance. But with the number of other car insurance options available, choosing the right insurer that suits your needs can get confusing. 

Car Insurance

16 Jul, 2024

5 min read

How does car insurance work in Australia?
Mark Bristow

Personal Finance Editor

Can I get a refund on car insurance after selling a car?

If you decide to sell your car, what happens to your car insurance? It may be possible to get a car insurance refund after selling your car or otherwise cancelling your policy, though there may be certain terms, conditions and exceptions to consider.

Car Insurance

16 Jul, 2024

3 min read

Can I get a refund on car insurance after selling a car?
Mark Bristow

Personal Finance Editor

Does car insurance cover driving while intoxicated?

Will your car insurance pay out if drunk driving causes an accident? Driving under the influence of drugs or alcohol is illegal, however some insurers may still offer cover within the limits of their policy.

Car Insurance

16 Jul, 2024

3 min read

Does car insurance cover driving while intoxicated?
Alex Ritchie

Personal Finance Editor

Are stolen car keys covered by insurance?

Having your car key stolen can be both frustrating and costly. However, the cost of replacing your stolen car keys will likely be covered by car insurance policies that include theft cover.

Car Insurance

15 Jul, 2024

3 min read

Are stolen car keys covered by insurance?
Mark Bristow

Personal Finance Editor

Can I get car insurance if my policy was cancelled?

A car insurer will only cancel your policy in extreme cases, and not before giving you written notice. However, this doesn’t stop you from buying another car insurance policy.

Car Insurance

15 Jul, 2024

4 min read

Can I get car insurance if my policy was cancelled?
Mark Bristow

Personal Finance Editor

Can you register and insure a car without a licence?

You can buy, register and insure a car without a driver’s licence in Australia. But you won’t be covered if you’re involved in an accident when illegally driving the car without a licence.

Car Insurance

15 Jul, 2024

3 min read

Can you register and insure a car without a licence?
Mark Bristow

Personal Finance Editor

Car Registration Transfer Fees in NSW | RateCity

Every car owned in NSW must be registered in NSW. This means you must transfer registration to NSW if you purchase a car registered out of state or under another name.

Car Insurance

15 Jul, 2024

6 min read

Car Registration Transfer Fees in NSW | RateCity
Peter Terlato

Personal Finance Editor

How to check if my car is insured Australia | RateCity

In Australia, every registered car must be covered by Compulsory Third Party (CTP) insurance. You can check your car’s CTP cover from your number plate by contacting your state government or your insurer.

Car Insurance

12 Jul, 2024

5 min read

How to check if my car is insured Australia | RateCity
Mark Bristow

Personal Finance Editor

How does transferring car insurance work?

Most insurance companies allow you to transfer your existing insurance policy when you buy a new car. While the premium amount and insurance terms may need to be adjusted, you’ll continue to enjoy the same benefits as you did with your old car.

Car Insurance

12 Jul, 2024

3 min read

How does transferring car insurance work?
Mark Bristow

Personal Finance Editor

Getting car insurance after a drink driving conviction in Australia

If you’ve been convicted of drunk driving in the past, it’s highly likely that your car insurance quotes will be more expensive. If you have a history of driving while under the influence of alcohol, an insurer will likely consider you more of a liability. As the insurer’s risk increases, so does the cost to your hip pocket.

Car Insurance

11 Jul, 2024

4 min read

Getting car insurance after a drink driving conviction in Australia

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