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- Low Rate Credit Card
Great Southern Bank Low Rate Credit Card
- Apple & Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
21.74%
Annual fee
$0
for 12 months then $49 thereafter
Great Southern Bank Low Rate Credit Card
- Apple & Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
21.74%
Annual fee
$0
for 12 months then $49 thereafter
RateCity says
"A low rate, low fee offer for customers looking to enjoy the benefits of a credit card without the pesky high costs."
Pros and Cons
For Great Southern Bank Low Rate Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- $0 annual fee in the first 12 months and $49 p.a thereafter.
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Great Southern Bank Rate Credit Card overview
For Low Rate Credit Card
Details
Card level
Standard
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
3% or $35
Minimum credit limit
$500
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Great Southern Bank to view Target Market Determination.
Fees
Annual fee
$0
for 12 months then $49 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$12.5
Over limit fee
$0
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
11.99%
Cash advance rate
21.74%
Cash advance fee
2% or $3.5
Balance Transfer
Balance transfer rate
21.74%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$3.5
Estimated ATM cost
$13.7
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
Promoted credit card products
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- RateCity Exclusive
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Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Annual fee
$0
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Fees & charges apply
ING Orange One Low Rate
- Apple & Google Pay
- No annual fee
Purchase rate p.a.
11.99%
Annual fee
$0
Australian Credit Licence 229823
Fees & charges apply
ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.74%
Annual fee
$58
Australian Credit Licence 234527
Fees & charges apply
Latitude Financial Services Latitude 28º Global Platinum Mastercard
- Special
- Apple, Google & Samsung Pay
- No annual fee
Purchase rate p.a.
27.49%
Annual fee
$0
Australian Credit Licence 392145
Fees & charges apply
Product data updated on 27 Apr 2024