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Kogan Money Black Card
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
- No annual fee
Earn $300 Kogan.com credit
Earn $300 Kogan.com credit, when you spend $3,000 on eligible purchases in 3 months from card approval. 0% p.a. on balance transfers for 6 months
Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Balance transfer rate
0%
Annual fee
$0
Kogan Money Black Card
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Balance transfer rate
0%
Annual fee
$0
RateCity says
"Earn Kogan rewards and pay no annual fee with this competitive Kogan Money Black Card that offers $300 cash back (with conditions)."
Pros and Cons
For Kogan Money Black Card
Benefits
- Rewards Available through Kogan.com
- No Annual Fee
- Fraud protection
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
Kogan Money Rate Credit Card overview
For Black Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
Minimum credit limit
$6,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Kogan Australia Pty Ltd (Kogan Money) to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
Late payment fee
$30
Over limit fee
Duplicate statement fee
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Cash advance rate
21.74%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
0%
Transfer limit
No set max
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
Estimated ATM cost
Rewards
Program name
Kogan.com
Rewards available
Eligibility
Minimum age
18
Minimum income
$35,000
Eligibility conditions
Be in permanent full time or part time employment, or be self employed
Residency
Australia CitizenPermanent Resident
Perks
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Kogan Money.More details